The move-in agreement — for couples in BC · BC
Keep what’s yours.
Build what’s ours.
Two years of living together makes you spouses under BC law — property division, spousal support, all of it. A cohabitation agreement lets you decide the rules together, while you agree.
Cohabitation agreement, marriage agreement, prenup — different names for the same thing in BC. Whichever term brought you here, you're in the right place.
- Drafted by a practising BC lawyer
- $1,499 flat fee, plus tax — no surprises
- 100% online — no office, ever
The part of moving in together
nobody told you about
You don't sign anything. Nobody warns you. But in BC, the law changes around you.
Two years in, you’re spouses
After two years of living together (or sooner with a child), BC's Family Law Act treats you like a married couple — property division and spousal support included. No paperwork, no opt-in, no warning.
The growth gets shared
What you each brought in stays yours — but its growth during the relationship is divisible. In BC real estate, the growth is often the biggest number in the room.
The down-payment gift
Parents helping with a down payment? Without an agreement, the growth on that gift can end up shared too. Many parents now make an agreement a condition of the gift.
Your company counts
Own a business? Your shares are family property, and the company's growth during the relationship is on the table — even if your partner was never involved in it.
An agreement isn't planning the ending. It's the two of you deciding the rules together, now — while you agree about everything — instead of a judge deciding later.
One flat fee
No hourly billing. No retainers.
Cohabitation / Marriage Agreement
Every agreement, one price. Drafted, explained and signed properly, with full advice from a BC lawyer for one of you.
Independent Legal Advice Only
Handed an agreement by your partner's lawyer? Get real advice and the certificate you need to sign.
All prices in CAD, plus taxes. A lawyer can only act for one of you — that's why each partner gets their own lawyer, whichever side of the agreement you're on.
Built to hold up
Agreements get overturned for predictable reasons. Our process is designed around every one of them.
Full financial disclosure — both of you list everything, and it’s built into the agreement
Independent legal advice for both of you, certificates on file
No pressure signings, ever — you sign when you're both ready
A properly witnessed signing, supervised live on video
This isn't a fillable template. A lawyer drafts your agreement around your actual assets, and gives you real advice before you sign.
No obligation. One price, confirmed before any work starts.
How it works
Most agreements are done in three to four weeks, entirely from your couch — including the signing.
-
1
Day 1
Free 15-minute call
You confirm the fit and we walk you through the process. No obligation.
-
2
Week 1
Tell us everything
You fill out a plain-language questionnaire, all from the couch.
-
3
Week 2
Draft & advice
We walk you through every clause on video. Your partner gets their own lawyer's advice too.
-
4
Week 3+
Sign on video
Witnessed e-signing on a live call, when you’re both ready.
Start with a free 15-minute call
A quick, no-obligation chat to confirm the fit and answer your questions. Have both of your full names handy — we run a conflict check before we talk details.
Been handed an agreement to sign?
If your partner's lawyer drafted it, you need your own lawyer before you sign — that's the law working for you, not red tape.
Real advice, not a rubber stamp
We read the whole agreement, explain what you'd be giving up and keeping in plain language, and flag anything worth pushing back on — before you sign.
$499 flat, by video
One video meeting within 2 business days of booking, your certificate of independent legal advice signed the same day. Book a free 15-minute call to start, or read how ILA works.
Who you’ll work with
Not a template site. A lawyer's practice.
One lawyer, start to finish
A practising BC lawyer — Barrister & Solicitor
Every Mine & Ours agreement is drafted and explained by the same lawyer personally — not assembled from a form. You'll meet your lawyer on the first call, go through every clause together on video, and sign with that lawyer supervising. One lawyer, start to finish.
- Member, Law Society of British Columbia
- Insured BC law practice
- Vancouver-based, serving all of BC by video
Quick questions
Isn't asking for an agreement… unromantic?
The opposite, honestly. An agreement is the two of you making these decisions together, on a good day, in plain language — instead of leaving them to a judge on a bad one. Most couples tell us the conversation itself was worth it. And if parents are helping with a down payment, it's often simply a condition of the gift.
What's the two-year rule?
Under BC's Family Law Act, after you've lived together in a marriage-like relationship for two years, you're "spouses" — with the same property-division and spousal-support framework as a married couple. If you have a child together, spousal support rights can arise even sooner. Most couples have no idea until it matters. Read our plain-English guide to the two-year rule →
Prenup, cohabitation agreement, marriage agreement — what's the difference?
Mostly the name. In BC all three are made under the same part of the Family Law Act and do the same job: the two of you decide how property and support work, instead of leaving it to the default rules. Which word applies just depends on your situation — a cohabitation agreement if you're living together, a marriage agreement (what most people call a prenup) if you're marrying or already married. "Prenup" is an American term that stuck. And one well-drafted agreement carries you from moving in through the wedding and beyond, so you don't need a new document when you get engaged. See the four names side by side →
We've already lived together for years. Too late?
Not at all. Couples sign cohabitation agreements at any point — many after they realize the two-year mark has already passed. The sooner it's signed, the cleaner the record of what each of you brought in, so earlier is better.
Why can't one lawyer act for both of us?
Because your interests aren't identical, a lawyer can only represent one of you — that's a professional rule, and it's also what makes the agreement solid. We act for one partner; the other gets independent legal advice from their own lawyer. If they'd like a hand finding one, we can point them to our network of affordable BC lawyers who do this regularly — or your partner is welcome to choose any BC family lawyer they prefer.
What is financial disclosure, and do we really have to?
Each of you lists what you own, owe and earn — then both lists go into the agreement itself as schedules, so each of you signs having seen the other's full picture. Yes, you really have to: hidden or sloppy disclosure is the #1 reason agreements get set aside later. We give you a simple list to fill in; it's easier than it sounds.
Can an agreement be thrown out later?
A badly made one, yes — for missing disclosure, no independent advice, or pressure around the signing. That's why our process bakes in full financial disclosure, independent legal advice for both of you, and a properly witnessed signing supervised live on video. The process is the protection.
How long does it take?
Typically three to four weeks from the fit call to signatures. If there's a wedding or a completion date coming, tell us early and we'll work backwards from it.
Do we ever have to come to an office?
No — not even to sign. The fit call, questionnaire, disclosure, advice meeting and the signing itself all happen online, from anywhere in BC. The signing is done live on a supervised video call, properly witnessed, so nothing is lost by doing it remotely.
What does it cost all-in for both of us?
$1,499 for the agreement (one partner's lawyer — us) — every agreement, business owners and blended families included — plus the other partner's independent advice, paid to their own lawyer — typically around $500–$700 through the affordable BC lawyers in our network, or whatever their own chosen lawyer charges. Prices plus taxes. That's the whole number; there's nothing else. Full cost breakdown →
Ready when you both are
One 15-minute call, no obligation — and you'll know exactly where you stand.
Questions first? Text 604-603-6413 or tap the chat bubble.